The Best Transferable Point Currency in 2021

Nowadays, most people consider transferable points and the partners of a credit card company before purchasing these cards. This is because they want to get more benefits. When a credit card company is partnered with a lot of companies you can transfer accumulated points over to the partnered company. This article would discuss more about the best transferable point currency in 2021.

Because you may transfer transferable points to a number of airlines. Also, they are usually more adaptable than regular airline miles or hotel points. Earning transferable points also protects you from surprise reward chart devaluations. Such as the ones we’ve seen recently from a number of airlines and hotel companies.

What can we do using transferable point currency in 2021?

• Certain types of transferable points may be redeemed for fixed-rate travel straight through a booking gateway. It makes them more convenient to use in a pinch than many airline miles and hotel points.
• Many individuals bank miles and points in a transferable currency to protect themselves from devaluations in hotel or airline rewards schemes. You have greater options in where you may utilize your points if you have transferable points.
• Most airline and hotel currencies can only be used inside their unique program for travel. Further, it considers the affiliated businesses and partners when it comes to award travel. That implies you’re bound by the terms of each program, as well as the possibility of depreciation.

Points that can be transferred

Instead, you might have spent your time and effort accumulating transferable points. Such as American Express Membership Rewards, which can be obtained with a range of Amex credit cards and transfer 1:1 to a variety of regular and hotel points plans, including Delta SkyMiles.

To put it another way, Amex points aren’t simply Amex points. Instead, they may turn into Delta miles or Hilton Honors points or Singapore Airlines KrisFlyer miles (among 17 other airline and hotel transfer partners). So even if you had intended to convert your Amex points to Delta miles before the devaluation, you would still have alternative choices for redeeming your points for the vacation you had planned.

So, let’s get into the best transferable points

American Express membership rewards

American Express Membership Rewards has long been one of the best among the transferable points currencies. In addition, membership Rewards can unlock some great incentives. There are 17 airline and 3 hotel transfer partners at present, including unusual choices like All Nippon Airways Mileage Club.

Although there were no big program innovations this year. We did witness a variety of transfer incentives earlier this autumn with a whopping 12 partners. That made these points possibly much more valuable than typical.

Amex has a plethora of cards, and each has unique benefits. For example, the platinum card from Amex has the following benefits.

Benefits of Platinum Card® from American Express

• One hundred thousand points if you spend $6,000 in the first six months after account creation. Plus, get 10x points on eligible purchases at restaurants globally and when you Shop Small in the U.S., on up to $25,000 in total qualifying purchases, during your first six months of card membership.
• 5x points on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. Terms apply.
• $695 Up to $200 annual airline fee credit.
• Save up to $200 total in annual Uber cash (in the U.S.)
• $200 hotel statement credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings with Amex Travel
• Can obtain up to $240 digital entertainment statement credit for select providers
• Earn up to $300 Equinox credit on select Equinox memberships
• Up to $179 Clear statement credit; a fee statement credit for Global Entry or TSA PreCheck (up to $100);
• Global Lounge Collection; complimentary Hilton Honors and Marriott Bonvoy Gold Elite status.

Other cards of Amex

• The Business Platinum Card® from American Express
• American Express® Gold Card
• American Express® Business Gold Card
• The Amex EveryDay® Credit Card from American Express
• The Amex EveryDay® Preferred Credit Card from American Express
• The Blue Business® Plus Credit Card from American Express

You can find more about each of the above cards given on the AmEx website. The following are the partners that you can transfer the points.

Airlines

Amex Membership Rewards points can be transferred at a 1:1 ratio to 16 of the airlines, often with a 1,000-point minimum:

• Aer Lingus AerClub.
• Air Canada Aeroplan.
• Air France/KLM Flying Blue.
• Alitalia MilleMiglia.
• ANA Mileage Club.
• Avianca LifeMiles.
• British Airways Executive Club.
• Cathay Pacific Asia Miles.
• Delta SkyMiles.
• Emirates Skywards.
• Etihad Guest.
• Hawaiian Airlines.
• Iberia Plus.
• Qantas (500-point transfer minimum) (500-point transfer minimum).
• Virgin Atlantic Flying Club.
• Singapore Airlines KrisFlyer.

Hotels

American Express also has three unique and luxurious hotel transfer points partners. The transfer ratio differs per program:

1. Choice Privileges: 1:1.
2. Hilton Honors: 1:2.
3. Marriott Bonvoy: 1:1.

Chase Ultimate rewards

Chase card is another unique credit card company with a wide variety of cards that offer many benefits. It too has a lot of partners to which you can transfer your points to.

Chase Ultimate Rewards® has 14 partners. It includes the recent addition of Air Canada. You may transfer Ultimate Rewards® points to 11 airlines and three hotels at a 1:1 ratio:

Airlines

• Aer Lingus AerClub.
• Air Canada.
• Air France/KLM Flying Blue.
• British Airways Executive Club.
• Emirates Skywards.
• Iberia Plus.
• JetBlue TrueBlue.
• Singapore Airlines KrisFlyer.
• Southwest Airlines Rapid Rewards.
• United Airlines MileagePlus.
• Virgin Atlantic Flying Club.

Hotels

And these are the three hotel partners that Chase Ultimate Rewards® points move to:

• World of Hyatt.
• IHG Rewards Club.
• Marriott Bonvoy.

Citi ThankYou Points transfer partners

Citi ThankYou Rewards features approximately 20 hotels, airlines and local retail point transfer partners. ThankYou points transfer to most airline partners at a 1:1 ratio and at varying rates for retail and hotel partners.

Airlines

• Aeromexico Club Premier.
• Air France/KLM Flying Blue.
• Avianca Lifemiles.
• Cathay Pacific.
• Emirates Skywards.
• Etihad Guest.
• EVA Air Mileage Rewards.
• JetBlue TrueBlue.
• Jet Airways Intermiles.
• Malaysia Airlines Enrich.
• Qantas Frequent Flyer.
• Qatar Privilege Club.
• Singapore Airlines KrisFlyer.
• Thai Airways Royal Orchid Plus.
• Turkish Airlines Miles&Smiles.
• Virgin Atlantic Flying Club.

Hotels

• Choice Hotels.
• Wyndham Rewards.

Sears transfer partner: Citi ThankYou points may also be transferred to Sears Shop Your Way reward program at a 1:10 ratio.

Only Citi Chairman American Express Card, Citi Prestige® Card, and Citi Premier® Card holders may transfer ThankYou points to all the airline partners mentioned above.

Citi’s agreement with Choice Hotels is significant as it provides Citi Premier® Card members a 1:2 ratio.

Capital One transfer partners

Capital One offers more than a 12 hotel and airline transfer partners.

Airlines

As of Oct. 7, 2021, points transfer to most airlines at 1:1 ratios unless noted otherwise:

• Aeromexico Club Premier.
• Air Canada Aeroplan.
• Air France/KLM Flying Blue.
• Avianca Lifemiles.
• British Airways Avios.
• Cathay Pacific Asia Miles.
• Emirates Skywards.
• Etihad Guest.
• EVA Air Infinity MileageLands: 2:1.5.
• Finnair Plus.
• Qantas Frequent Flyer.
• Singapore Airlines KrisFlyer.
• TAP Air Portugal Miles&Go.
• Turkish Airlines Miles&Smiles.

Hotels

Capital One has the following transfer percentages to its hotel partners:

1. Accor Live Limitless: 2:1.
2. Choice Hotels Choice Privileges: 1:1. (coming later in 2021) (coming later in 2021)
3. Wyndham Rewards: 1:1.

Marriott Bonvoy transfer partners

Marriott Bonvoy is a luxurious hotel loyalty program, but it also gives the possibility to transfer Bonvoy points to 40 airline partners. Points transfer 3:1 to practically all of its airline partners, with a minimum of 5,000 point bonus if you transfer 60,000 Bonvoy points. (In other words, transferring 60,000 Bonvoy points earns you 25,000 airline miles.)

Airlines

• Aegean Miles+Bonus.
• Aer Lingus AerClub Avios.
• Aeroflot Bonus.
• Aeromexico ClubPremier.
• Air Canada Aeroplan.
• Air France/KLM Flying Blue.
• Alaska Airlines Mileage Plan.
• Alitalia MilleMiglia.
• American Airlines AAdvantage.
• ANA Mileage Club.
• Asiana Airlines Asiana Club.
• Avianca LifeMiles.
• British Airways Executive Club.
• Cathay Pacific Asia Miles.
• Copa Airlines ConnectMiles.
• Delta SkyMiles.
• Emirates Skywards.
• Etihad Guest.
• Frontier Airlines Miles.
• Hainan Airlines Fortune Wings Club.
• Hawaiian Airlines HawaiianMiles.
• Iberia Plus.
• Japan Airlines JAL Mileage Bank.
• Jet Airways Intermiles.
• Korean Air Skypass.
• LATAM Airlines LATAM Pass.
• Qantas Frequent Flyer.
• Qatar Airways Privilege Club.
• Saudia Arabian Airlines Alfursan.
• Singapore Airlines KrisFlyer.
• TAP Air Portugal Miles & Go.
• Thai Airways Royal Orchid Plus.
• Turkish Airlines Miles & Smiles.
• Virgin Atlantic Flying Club.
• Virgin Australia Velocity Frequent Flyer.
• Vueling Club.

There are two Marriott Bonvoy airline partners that don’t transfer at the 3:1 ratio:

1. Air New Zealand Airpoints (200:1). (200:1).
2. United MileagePlus (1:1.1). (1:1.1).

Summery 

In conclusion, focusing on gaining transferable points is more crucial than ever. Hence the travel industry continues to suffer great uncertainty. Also, we’ve seen both airline and hotel loyalty programs make fast and frequently unpleasant modifications to their conditions. You can insulate yourself from these disruptions. There you enter your rewards strategy on transferable points. Instead of putting upon a particular frequent-flyer or hotel program. Not only that, but you will have a vast list of redemption alternatives at your disposal when the time is perfect.