Wednesday, September 27, 2023

Marriott Bonvoy Bold vs. Marriott Bonvoy Boundless

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Hi guys! So today, the article is about a comparison of the Marriott Bonvoy Bold credit card and the Marriott Bonvoy Boundless credit card. After reading this article, you will be able to identify the features and benefits of each card. So, without wasting more time, let’s quickly look at the benefits and offers of these two cards. Let’s first see about the Marriott Bonvoy Bold.

Full Review of the Marriott Bonvoy Bold Credit Card

Type of the card The Marriott Bonvoy Bold Credit Card is a hotel reward credit card that works in conjunction with the Marriott Bonvoy loyalty program. The Marriott Bonvoy Bold is issued by Chase, as are numerous co-branded Marriott credit cards.

Annual Fee

The Marriott Bonvoy Bold® Credit Card has no annual fee, so you may keep it open year after year for free – and keeping a credit card active for a long time can help you increase your credit score.

Welcome bonus

For a limited time, when you spend at least $1,000 within three months of opening this card. You may get 50,000 Marriott Bonvoy points. That won’t win you a free night at Marriott’s most upscale property. At least not without using both cash and points or combining the bonus with other points you earn. But it will get you many nights in a Category 1-4 hotel. A free night in a Category 6 hotel during peak travel dates or a free night in a Category 7 hotel. You need to obtain it during off-peak travel periods and it is also included in the 50,000-point bonus. You may utilize the redemption table on the Marriott website to see more alternatives and even filter hotels by Bonvoy category.

Benefits and features

Every calendar year, you’ll get 15 elite night credits

Marriott Bonvoy Bold Credit Card customers receive 15 elite night credits per year, much as other Marriott cards. That’s enough to earn Marriott Silver elite status, which entitles you to a 10% points bonus on paid stays as well as preferential late checkout.

Reimbursement of lost baggage

If you use the Marriott Bonvoy Bold Credit Card to pay for your flight and the carrier damages or loses your luggage, you and your immediate family members may be insured for up to $3,000 per person.

Insurance for baggage delays

If your luggage is delayed for six hours or longer, you may be eligible for reimbursement of up to $100 each day for up to five days for essential items (such as clothes and toiletries).

Reimbursement for travel delays

Long delays are the worst, but if you purchased for your ticket with the Marriott Bonvoy Bold Credit Card and your flight is delayed overnight, or for more than 12 hours, you and your immediate family can earn up to $500 in meal and lodging reimbursement.

Purchase protection

If an eligible item purchased with the Marriott Bonvoy Bold Credit Card is destroyed or stolen within 120 days of purchase, you may be entitled to up to $500 in compensation per claim and up to $50,000 per account.

How to use the Marriot points?

Even if you don’t stay with Marriott, Marriott Bonvoy’s points are valuable. You may use them not just at over 7,000 hotels across the world but also at over 40 airline partners, including most major US carriers and dozens of overseas airlines. Off-peak Category 1 redemptions at brands like Residence Inn and SpringHill Suites start at 5,000 points must go all the way up to 100,000 points for a peak time stay at luxury Category 8 hotels like JW Marriott and Ritz-Carlton. Keep in mind that beginning in March 2022, Marriott will phase out its award charts in favor of dynamic pricing, which means the price of an award night would fluctuate depending on demand, the room’s paid the price, the season, and other variables.

The Chase Marriott Bonvoy Bold card includes a few different ways to earn points?

Although the Marriott Bonvoy Bold Credit Card doesn’t offer the same generous earning structure as other Marriott credit cards, you may still earn extra points when you travel. Cardholders get the following benefits:

At selected Marriott Bonvoy hotels, you’ll earn 3 points for every dollar spent (this is in addition to up to 10x points for being a Marriott Bonvoy member and up to a point 1x if you have Silver elite status on your card)

Two points per dollar spent on other travel expenditures (Chase defines travel as including airlines, hotels, travel agencies, cruises, buses, trains, taxis, ridesharing services such as Uber and Lyft, and more).

On anything else, you get one point for every dollar you spend.

Is it worthwhile to get the Marriott Bonvoy Bold card?

The Marriott Bonvoy Bold Credit Card is a good option for individuals who don’t want to pay an annual fee but still want a card that earns Marriott points and gives them a few perks when they stay at Marriott. The Marriott Bonvoy Boundless Credit Card and Marriott Bonvoy BusinessTM American Express Card are better deals for most people who stay with Marriott on a regular basis. These cards offer extra perks, such as a free night on your anniversary, which may be worth far more than the yearly charge. Frequent Marriott travelers can also consider the Marriott Bonvoy BrilliantTM American Express Card, which gives additional rewards such as statement credits for spending at Marriott hotels, more excellent elite status, and other useful travel bonuses.

What is the minimum credit score for the Marriott Bonvoy Bold?

To be approved for the Marriott Bonvoy Bold Credit Card, you must have a decent to outstanding credit score. In addition, a FICO score of at least 670 or a VantageScore of at least 700 is required.

What are the requirements for the Marriott Bonvoy Bold?

The Chase 5/24 rule should apply to all Chase Marriott cards, including the Marriott Bonvoy Bold® Credit Card, and states that you will not be authorized if you have opened five or more cards (from any bank) in the previous 24 months. As a result, applying for the greatest bonus available makes the most sense. However, you’re also ineligible if you hold an open Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless Credit Card, or Marriott Bonvoy Premier credit card. It is not accessible to new applications), or if you’ve received a welcome bonus from one in the last 24 months.

Additionally, if any of the following apply to you, you will not be eligible for the card’s welcome bonus:

You have a Marriott Bonvoy American Express Card and are a current or former cardmember within the past 30 days.

If you are a current or former cardholder of either the Marriott Bonvoy BusinessTM American Express® Card or the Marriott Bonvoy BusinessTM American Express Card.

You applied for the Marriott Bonvoy BusinessTM American Express Card and were accepted.

Who should use this card?

The Marriott Bonvoy Bold is a card for customers who enjoy Marriott hotels, want to be rewarded for their visits there, even if they are seldom, and can’t justify paying an annual fee. It might also be for Marriott customers who don’t want to worry about the expiration dates of the yearly stay vouchers that come with other Marriott cards because the card doesn’t have any. You’ll get a reasonable reward rate on your purchases if you stay at a Marriott Bonvoy resort. The Silver Elite rank you get by automatically obtaining 15 Elite Qualifying Points each year qualifies you for a points bonus and other privileges (such as late checkout).

Okay, now it’s time to look at the Marriott Bonvoy Boundless Card. But, first, let’s look it’s features and benefits too.

Review of the Marriott Bonvoy Boundless Credit Card

Type of the card

This is a Marriott co-branded credit card with travel rewards that allow loyalists to earn free nights and improved accommodations.

Annual Fee

The yearly charge for the Marriott Bonvoy Boundless Card is $95 per year. You may add as many cardmembers as you like at no extra charge.

Welcome bonus

In comparison to other credit cards, the Marriott Bonvoy Boundless credit card offers a large initial bonus. For example, after you spend $3,000 on purchases in the first three months after starting your account, you’ll get 100,000 bonus points.

Benefits and features

With this card, you’ll automatically earn Marriott Silver Elite status, which you may upgrade to Gold level by spending $35,000 or more each account anniversary year. In addition, you’ll get 15 Elite Night Credits per calendar year. On your account anniversary, you’ll also earn a free night reward, good for a one-night stay at a Marriott resort valued up to 35,000 points per night.

The Marriott Bonvoy Boundless Credit Card provides additional benefits and the Marriott Bonvoy program. On trips booked with the card, you’ll get travel protections, including baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, and purchase safeguards. The purchase protection feature on this card covers purchases purchased with your credit card for up to 120 days against damage or theft, with a limit of $500 per claim and $50,000 per account.

How to Make Marriott Bonvoy Boundless Work for You

For a limited time only, when you sign up for the Marriott Bonvoy Boundless Credit Card, you may get 100,000 Bonus Points after spending $3,000 on purchases during the first three months of your account activation.

If this isn’t within your usual spending budget, you might want to put off applying for a credit card until your next vacation, especially if you plan to stay with Marriott. You may work toward the welcome bonus by earning an additional 17x points on your hotel reservation, which you can use toward a future trip. Just keep in mind that you should not spend more than you can afford to repay when your account bill arrives. You may save money on your vacation, but any high-interest debt you accumulate while carrying a balance on this card can rapidly wipe out those savings.

It’s also a good idea to plan ahead when it comes to redeeming your points for hotel stays. The Marriott reward chart includes varying redemption rates for off-peak stays, regular dates, and peak travel dates. Consider redeeming your points for stays outside of busy travel times to get the most out of your benefits (these vary based on the destination). Also, don’t forget about Marriott’s 5th night free offer: you’ll earn one free night for every five nights you book using Bonvoy points at the same resort.

You may also use Bonvoy points to book flights and car rentals, transfer them to frequent flyer airline programs, redeem for experiences through Marriott Bonvoy Moments, buy online, etc. Still, award night redemptions with Marriott provide the best value.

Is this the right card for you?

Customers who have chosen Marriott Bonvoy as their preferred hotel chain will receive this card. This is a good option if you’re currently a Bonvoy member searching for a faster way to earn points toward Gold, Platinum, Titanium, or Ambassador Elite level. Because the maximum points rate is applied to hotel stays, it’s less flexible as an all-around travel card. However, the hefty starting bonus and a variety of travel incentives available through the Bonvoy program more than make up for it. Aside from hotel bookings, it also boasts a great rewards rate per dollar on all other transactions.

Credit score recommendation

To qualify for the Marriott Bonvoy Boundless Credit Card, you must have a minimum FICO® score of 670. Like other rewards cards, this Marriott card is geared at people with strong credit.

The Chase 5/24 rule, which applies to the Marriott Bonvoy Boundless Credit Card, is another key element that might affect your application. Chase often rejects applications from those who have opened five or more credit cards in the previous 24 months.

What is the Marriott Bonvoy Boundless credit limit?

The Marriott Bonvoy Boundless Credit Card has a $5,000 minimum credit limit as a starting point. Credit limitations vary depending on the applicant’s creditworthiness, and a considerably higher limit is attainable. This card has been reported to provide credit limits of $25,000 or more to some cardholders.

How to Earn Marriott Points and Redeem Them

You’d be mistaken if you assumed that staying at Marriott hotels or using your Marriott Boundless card were the only ways to earn Marriott Bonvoy points. In truth, there are several opportunities to earn a large number of Marriott Bonvoy points.

Along with accumulating points, you might believe that the only way to redeem them is to stay at a Marriott hotel – this isn’t the case!

Marriott Bonvoy points may be converted into airline miles at a 3:1 ratio through over 40 different airline transfer partners, with a 5,000-mile bonus for every 60,000 Marriott Bonvoy points transferred.

As a result, the Marriott Bonvoy program is a wonderful alternative for award flight redemptions as well!

Which Card is the Most Appropriate for You?

How can you know which card is best for you to give those benefit roundups? After all, the advantages of both cards are nearly identical.

The Marriott Boundless card, in our opinion, is a far superior alternative for most travelers. This is because it not only expedites the earning of points, but it also makes it extremely simple to recoup the $95 annual charge owing to the free night certificate, as hotels costing up to 35,000 points can easily cost $200 to $300 each night.

However, if you’re just looking for a simple method to earn extra Marriott Bonvoy points on your stays and everyday purchases without having to pay an annual fee, the Marriott Bold card is still a good choice.

If you stay at Marriotts on a regular basis, I believe the Boundless Card is well worth the price.

While we’ve seen more excellent introductory offers on these cards in the past, if you’re in the market for a new Marriott Bonvoy card, these current deals are nothing to sneeze at. In the end, it’s only a matter of deciding which card is ideal for you.


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Ethan Rivers
Ethan Rivers
Hi there! I'm Ethan Rivers, a financial enthusiast and the proud author behind the popular financial blog, "Roms Deals." With a passion for helping others achieve financial freedom, I've spent years diving deep into the intricacies of personal finance, investment strategies, and wealth management. Through my blog, I aim to demystify the world of finance and provide practical tips that anyone can apply to their financial journey. Having worked in the financial industry for over a decade, I've gained valuable insights and experience that I love sharing with my readers. From navigating the stock market to maximizing savings, I strive to equip individuals with the knowledge and tools they need to make informed financial decisions. Join me on this exciting journey towards financial empowerment and let's unlock the doors to a brighter financial future together. Welcome to "Roms Deals"!

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