Credit Card Reconsideration Phone Numbers

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Credit Card Reconsideration Phone Numbers are used when you apply for a credit card and do not get instant approval.  Usually credit card companies will review your application and it might take 1-2 weeks to get an answer.  However, by calling the reconsideration line you can talk to a credit analyst right away who can process your application on the spot.  I usually call as soon as I get a pending review on my application.  Be truthful when you call.  Here are the list of phone numbers(mostly direct lines) you can call to get approved for your credit card faster:

  • American Express – 866-314-0237
  • Chase Personal – 888-245-0625
  • Chase Business – 800-453-9719
  • Citibank – 800-695-5171 or 800-763-9795
  • Barclays – 866-408-4064
  • US Bank – 800-947-1444

Some tips that I use to succeed on my credit card reconsideration:

  • I study the credit card perks and understand the ones I am genuinely interested in.
  • I state why the perks attract me to the credit card.
  • I explain my loyalty to the specific credit card company (I’m actually loyal to most of them).
  • I explain how I always pay on time and in full.
  • I explain I need to separate business expenses from personal expenses.