Friday, September 30, 2022

Buying Visa Gift Cards at Staples.com with Chase Ink

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Staples.com recently started selling $200 Visa gift cards online.  This makes buying Visa gift cards at Staples.com with Chase Ink quite lucrative because you can earn 5X Chase Ultimate Rewards points. It’s possible to make a small profit and earn 5X UR points at the same time, but it will take some effort.

The great thing about $200 Visa gift cards appearing on Staples.com instead of the store is that you can buy these Visa gift cards through an online shopping portal. $200 Visa gift cards cost $6.95 each, so if you were to buy them in the store, you would spend $35 for 1,034 points (at 5X with Chase Ink).  This effectively equates to buying UR points at 0.67 of a penny each.  When you account for the time to liquidate $200 Visa gift cards, this method can be somewhat tedious for the return.

Buying online, you can recover the $35 you would spend on fees by going through an online shopping portal.  Right now, Swagbucks (my referral link, thanks!) is offering 6 cents per dollar spent on Staples.com.  I just bought 5 $200 Visa gift cards for $1,034.95 and at 6 cents per dollar, I would earn 6,210 Swagbucks.  Since you can redeem 5,000 Swagbucks to Paypal credit, 6,210 Swagbucks would be $62.10.  In this case, I would earn $27.10 and 5,170~ UR points.    

To liquidate the Visa gift cards, you can do some of the following methods:

  • Load to Bluebird via Walmart Kiosk and pay credit card bill.
  • Use Amazon Payments $1,000 per month
  • Kiva
  • AMEX Target Prepaid and cash out via ATM

Buying Visa Gift Cards at Staples.com with Chase Ink with Swagbucks is probably one of the more feasible manufactured spending techniques at the moment. I’m expecting this method not to last too long.

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